Roth Ira Catch Up Contributions 2025. If you participate in a. Contribution limits for 2025 are $7,000, and $8,000 if you’re above age 50, which is called a “catchup contribution.”.

Workers who contribute to a 401 (k), 403 (b), most 457 plans and the federal government’s thrift savings plan can contribute up to $23,000 in 2025, a $500 increase. Ira contribution limits for 2025.